Payment policy
Game Top-Up Payment Policy
HONG KONG HARMONY FOREST INTERNATIONAL COMPANY LIMITED. (“Funiversehub”, “we”, or “us”) operates a global digital platform that facilitates discounted top-up services for various online and mobile games. Our services enable users to securely purchase in-game currency at reduced rates through our website (https://incolorbubble.com) or mobile application (“Platform”).
1. Financial Security Commitment
1.1 Payment Protection
All transactions are encrypted with 256-bit SSL encryption (🔒 icon visible in browser address bar)
Payment details (card number, expiration, CVV) are tokenized and never stored in raw format
Our employees do not have access to full payment credentials
2. Scope of Information Collection
To process game currency purchases and ensure order delivery, we collect:
Billing and contact details
Game account information for top-up delivery
Transaction history and payment method (masked format)
3. Third-Party Data Disclosure
We DO NOT sell or rent your personal/payment data. We may disclose limited data under these conditions:
Verification by payment processors or anti-fraud systems
Game publishers for delivery validation
Legal obligations or court orders
4. Automated Data Collection
IP Address/Device Type: Used for fraud detection and security enhancement
Operational Cookies: Used to track top-up progress and optimize your experience (can be disabled in browser settings)
Location Data: To suggest local game servers and offer regional discounts
5. Your Financial Rights
Right How to Exercise
🔍 Audit Access Request full purchase history via harmoneyforest@outlook.com (admin fee of $10 may apply)
✏️ Data Correction Update your billing or game account info in the user dashboard
🗑️ Account Deletion Request full account deletion: Profile → Delete Account → Select reason → Confirm
6. Facebook or Third-Party Login Integration
If you registered through Facebook or Google:
Login data is used exclusively for authentication
You can remove data via: Facebook Settings → Apps & Websites → Funiversehub → Remove
7. Policy Updates
If there are major changes to our payment policy:
You’ll be notified via email to your registered account
A banner will appear on the homepage with summary details
8. Compliance and Data Security
We follow industry standards and regional regulations, including:
GDPR (EU Regulation 2016/679)
PDPO (Hong Kong Personal Data Privacy Ordinance)
Payment Inquiries
📧 harmoneyforest@outlook.com
🕒 Business Hours: Monday–Friday, 10:00–19:00 (HKT)
Let me know if you want to brand it further with specific game names, payment gateways (e.g., PayPal, Stripe), or custom disclaimers.